I like to include this calendar so that I can write down important dates and even keep track of when we will be receiving paychecks or other income. For example, you can print a copy of this debt payoff planner for your car loan and then another copy for a credit card that you have.This sheet can help you to decide which debt you are going to try to tackle first. You can use this printable to keep track of each creditor you have.You can print a separate sheet for each creditor. Being able to find extra money to put towards your debt each month is hard. I am sure you can agree that paying down debt is extremely difficult. This is a great place to keep information for a savings account that you can directly deposit money into from each paycheck. It is nice to have the account numbers and routing information handy for when I need to make any kind of transaction. I have a separate bank account for my blog and we also have separate bank accounts for our four boys. This sheet is pretty much self-explanatory, but it is nice to have all of this information together in one place. To make it easy, I have even created a spreadsheet that will figure out the totals for you each month. I have a column for estimated so that you can budget your money and then a column for the actual amount of the expense each month. If you prefer, you can print my blank version and fill in all of your own expenses rather than using the pre-filled categories. You can use this sheet to easily track your income and expenses each month by filling in your totals. Don’t you just hate having to pay a late payment fee? Those costs can really start to add up. One of the top financial struggles I hate to admit it, but I am definitely guilty of not paying bills on time too. This sheet is here to help you pay your bills on time. It will give you a deadline to have enough money saved up for your vacation. This can also be a place where you write in a vacation goal. This will help you to see why you are saving money or cutting back on other expenses throughout the year. You could then write that in for Goal #1 along with the estimated cost and a date for when you would like to have it completed by. The Yearly Financial Goals sheet offers you a place to write out your major goals for the year.įor example, one of your yearly goals may be to save up enough money to replace the roof the windows in your home. It also has an area for you to write down what you need to do to reach those goals. Now you need to start using your budget binder so you can organize your finances and change your financial future.The Monthly Financial Goals sheet will allow you to reflect back and figure out what you can do differently each month. I have used both methods, and they both work great for keeping your budget binder together.Ĭongrats! Now you know how to make a budget binder, and set it up for budgeting success. The discbound punch and binder keep your printables together in more of a notebook or planner type format. You can’t beat a three ring binder for only a buck!Īnother fun way to keep your printables collated is to use a discbound hole punch and binder. I love to get office supplies at The Dollar Tree. You can use any traditional three ring binder. You’ll also want a place to keep your printables once they are printed off. I used to spend hundreds on ink, so I was very excited to find this service! You don’t get charged until they ship you a replacement pack, and for the plan I use, it’s less than $12 each time they ship me a new ink pack (color and black and white!) The printer is connected to the HP Instant Ink service, and knows when I’m running out of ink. I use this printer, which I got on Amazon, and the quality and price are great! I use HP Instant Ink as an affordable way to print all of my budget and debt payoff printables each month. You now have all of the printables you need for a well organized budget binder, but now you need to print it out, and keep it all together. This bill checklist allows you to check off each bill each month, so you know it’s paid, avoiding late fees or missed payments. If you love to check off bills as they are paid, then you will love keeping a bill checklist in your budget binder.
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